DR. HARIOM DIVAKAR. An Analytical Study of Financial Technology in Banking Business in India (2018-2021). ldealistic Journal of Advanced Research in Progressive Spectrums (IJARPS) eISSN– 2583-6986, [S. l.], v. 1, n. 1, p. 30–45, 2022. Disponível em: https://journal.ijarps.org/index.php/IJARPS/article/view/845. Acesso em: 29 aug. 2025.