बीमा (2026) “बीमा: DOI- https://doi.org/10.5281/zenodo.21155514”, ldealistic Journal of Advanced Research in Progressive Spectrums (IJARPS) eISSN– 2583-6986, 5(06), pp. 63–71. Available at: https://journal.ijarps.org/index.php/IJARPS/article/view/1251 (Accessed: 3 July 2026).